TRUSTED BY
UPI Intent
Gateway Features
Engineered to eliminate mobile checkout abandonment and optimize the transition between your app and the customer’s preferred payment ecosystem. UPI Intent flow offers a unified, secure, and blazingly fast checkout journey.
Native App Switching
Instantly open any installed UPI payment application on the user’s device without requiring manual app-swapping or copy-pasting code fragments.
Zero VPA Input Errors
Completely remove the need to enter virtual payment addresses (VPAs). The flow automatically populates the required details, slashing transaction drop-offs.
Automated System Fallback
If a customer's primary UPI application faces a banking downtime, the gateway smoothly defaults back to alternative apps or standard Web-collect options.
Deep Integration
Native Android and iOS SDK optimization ensures that the screen handoff is fluid, secure, and retains your app's visual identity in the background.
UPI Intent Flow
Use Cases
High-volume, high-velocity digital business models rely heavily on split-second purchasing decisions. Here is how different sectors deploy UPI Intent to capture every conversion.
Mobile E-Commerce & Q-Commerce
Perfect for grocery, food delivery, and quick-commerce operations where fast checkouts prevent cart abandonment and secure impulsive buys.
Gaming & Entertainment Apps
Real-money gaming and media subscription platforms use intent flows to let users top up their in-app wallets or purchase digital assets instantly.
Micro-Subscription Services
Simplify automated and recurring balance reloads. Users validate payment apps via quick biometric confirmation for uninterrupted service access.
Hyperlocal & Mobility Platforms
Enhance the customer ride-hailing or on-demand service loop. Users pay for transit or cleaning tasks mid-route without clunky multi-step processes.
Trusted by
India's Largest Online Brands
Trusted by India's
Largest Online Brands
"In E-commerce, the right Payment Gateway partnership is crucial. PhonePe PG streamlined our Payments, & reduced cart abandonment. PhonePe PG exceeded our expectations with a top-notch product & impeccable support.”
Suman Patra
Co-founder
"redBus is committed to redefining travel through technology. Collaborating with PhonePe PG allows us to leverage their robust Payment infrastructure, ensuring reliability and innovation for millions of our customers.”
Rithish Saralaya
SVP Engineering
"Our partnership with PhonePe Payment Gateway has been seamless and highly efficient. Their robust tech, smooth integration, & reliable support played a key role in enhancing our customer experience. We truly value this collaboration.”
Vikash Goyal
CSO
"As GIVA expands, a trusted Payment partner at every touchpoint is vital. PhonePe PG offers us reliability across our national stores and on our app. Their support scales with our growth, and that consistency makes all the difference for us.”
Ishendra Agarwal
Founder
"Our partnership with PhonePe PG has been a pivotal factor in our success story. With PhonePe PG's user-friendly interface and seamless Payment processing, we can continue delivering exceptional service to our valued customers.”
Ritu Shah & Minita Parekh
Co-founders
"Partnering with PhonePe Payment Gateway enabled us to expand our D2C business and transform period care across India. Its seamless integration and dependable partner support means our online customers' experience lives up to our brand's Zero Irritation promise.”
Ravi Ramachandran
Co-Founder & CEO
Comprehensive Solutions
Comprehensive
Solutions
To keep your Business Ahead of the Rest
Automate flexible subscriptions for steady cash flow.
Faster, error-free checkouts using tokenized cards boost revenue.
Accept International Payments, simplify growth.
Send Payment links (WhatsApp/SMS/Email), get paid instantly
Dynamic QR codes enable UPI, reducing errors and boosting success.
Digital doorstep Payments replace COD, cutting cash handling costs.
UPI Intent Flow FAQs
What is the UPI Intent flow, and how does it outperform UPI Collect?
UPI Intent automatically detects and launches installed payment apps directly on the customer's device during checkout. Unlike the older UPI Collect flow, where users manually typed their Virtual Payment Address (VPA) and waited for a notification push. UPI Intent creates an instant, app-to-app redirect. This eliminates typing errors, reduces payment drop-offs, and boosts success rates by 10–15%.
Why does raw UPI deeplink fail, and how does PhonePe PG fix this?
Standard browser-based deep links often trigger risk policy blocks or fail due to NPCI security restrictions on unverified merchant handles. PhonePe Payment Gateway solves this by using signed, encrypted Intent payloads bound to verified merchant credentials. This ensures compliance with NPCI security standards and guarantees reliable app launching.
How does PhonePe handle transaction drop-offs and pending states?
When a customer switches to their UPI app, PhonePe tracks the session via server-to-server webhooks. If a user abandons the app or experiences a network delay, PhonePe provides server-side status polling APIs. This allows your backend to verify the true status in real-time, ensuring users aren't incorrectly charged or left hanging on the checkout screen.
Does PhonePe UPI Intent work across both Android and iOS?
- Android: Offers native app-switching; PhonePe's SDK detects all installed UPI apps and presents them seamlessly.
- iOS: Due to iOS sandboxing restrictions, PhonePe uses custom Universal Links to open the installed app or routes through an iOS-optimized web flow, maintaining high conversion rates without violating Apple policies.
What is the UPI Intent flow, and how does it outperform UPI Collect?
UPI Intent automatically detects and launches installed payment apps directly on the customer's device during checkout. Unlike the older UPI Collect flow, where users manually typed their Virtual Payment Address (VPA) and waited for a notification push. UPI Intent creates an instant, app-to-app redirect. This eliminates typing errors, reduces payment drop-offs, and boosts success rates by 10–15%.
