Articles
Explore our collection of articles and guides on payment gateway integration, security, and best practices to optimize your payment processes.
Two-Factor Authentication Explained: Why Merchants Need 2FA Security
Understand two-factor authentication (2FA) in payments, how OTP verification and two-step authentication protect merchants from fraud and ensure RBI compliance.
What Is a Merchant ID and How Does It Work for Payment Processing?
Merchant ID (MID) is your unique payment identifier. Learn how MID works, why it matters for settlements, and Indian regulatory requirements.
What Is a Payment Receipt? How to Generate Digital Receipts for Business
Learn the essentials of payment receipts for Indian businesses, mandatory components, GST compliance, digital validity, and how to generate receipts that meet legal requirements.
UPI Circle: What It Is, How It Works & Who Can Use It
Learn how UPI Circle lets you authorise family or employees to make payments from your account with secure transaction limits and controls.
How to Accept Subscription Payments in India: UPI AutoPay vs eNACH vs Cards
Compare UPI AutoPay, eNACH, and card tokenisation for recurring billing. Transaction limits, setup times, and compliance requirements for subscription businesses.
What is Tokenisation in Payments? A Complete Guide with RBI Rules
Learn what tokenisation in payments means, how card tokenisation works, and RBI guidelines in India. A complete 2026 guide with official sources.
What Is a Refund? How Online Payment Refunds Work in India
Learn what refunds are, how they work in digital payments, UPI refund timelines, RBI rules, and how to manage customer refunds efficiently.
Payment Gateway Charges in India: Complete MDR & Fee Breakdown
Understand MDR rates, UPI zero-cost policy, debit/credit card charges, and hidden fees. Compare payment methods to optimise transaction costs for your business.
3D Secure Payment Gateway: What is 3DS Authentication and How Does It Work in India?
Understand 3D Secure authentication for online card payments. Learn how 3DS protects your business, reduces chargebacks, and complies with RBI regulations.
