TRUSTED BY
Why use our
UPI AutoPay?
Leverage India's real-time payment network for guaranteed revenue with intelligent controls and recovery mechanisms.
Flexible mandate control
Minimise failures by setting and pre-validating transaction rules.
Supported by 30+ UPI Apps
UPI Recurring has seen rapid and widespread adoption, with support on major UPI.
SEBI Compliant
Ensure regulatory compliance for financial services, reducing risk and building customer trust.
RuPay CC Support
Expand acceptance instantly by enabling RuPay Credit Cards for AutoPay with zero setup charges.
Built for India's
High-Growth Verticals
From OTT subscriptions to NBFC loan recoveries, AutoPay is purpose-engineered for sectors where recurring payment success rates matter most.
OTT & Media
Subscription Growth Reduce involuntary churn with RuPay CC support. Offer "Pause" instead of cancel, retain subscribers at the moment of intent to leave.
NBFC & Lending
EMI Collections Maximise recovery on failed EMIs with failure-code-aware retry logic. Eliminate manual follow-ups and reduce NPA risk at scale.
Insurance
Premium Renewals TPV-compliant flows ensure premium debits originate from the verified policyholder's account, IRDAI-ready, audit-proof, fully seamless.
Trusted by
India's Largest Online Brands
Trusted by India's
Largest Online Brands
"We worked with the PhonePe PG team to identify and solve every key challenge, and as a result, we observed a significant jump in our success rates. Some things make your life simpler and PhonePe PG is one of them.”
Nischay AG
CEO
"In E-commerce, the right Payment Gateway partnership is crucial. PhonePe PG streamlined our Payments, & reduced cart abandonment. PhonePe PG exceeded our expectations with a top-notch product & impeccable support.”
Suman Patra
Co-founder
"redBus is committed to redefining travel through technology. Collaborating with PhonePe PG allows us to leverage their robust Payment infrastructure, ensuring reliability and innovation for millions of our customers.”
Rithish Saralaya
SVP Engineering
"Our partnership with PhonePe Payment Gateway has been seamless and highly efficient. Their robust tech, smooth integration, & reliable support played a key role in enhancing our customer experience. We truly value this collaboration.”
Vikash Goyal
CSO
"As GIVA expands, a trusted Payment partner at every touchpoint is vital. PhonePe PG offers us reliability across our national stores and on our app. Their support scales with our growth, and that consistency makes all the difference for us.”
Ishendra Agarwal
Founder
"Our partnership with PhonePe PG has been a pivotal factor in our success story. With PhonePe PG's user-friendly interface and seamless Payment processing, we can continue delivering exceptional service to our valued customers.”
Ritu Shah & Minita Parekh
Co-founders
"Partnering with PhonePe Payment Gateway enabled us to expand our D2C business and transform period care across India. Its seamless integration and dependable partner support means our online customers' experience lives up to our brand's Zero Irritation promise.”
Ravi Ramachandran
Co-Founder & CEO
Comprehensive Solutions
Comprehensive
Solutions
To keep your Business Ahead of the Rest
Automate flexible subscriptions for steady cash flow.
Faster, error-free checkouts using tokenized cards boost revenue.
Accept International Payments, simplify growth.
Send Payment links (WhatsApp/SMS/Email), get paid instantly
Dynamic QR codes enable UPI, reducing errors and boosting success.
Digital doorstep Payments replace COD, cutting cash handling costs.
Frequently Asked Questions
What is the transaction limit for UPI AutoPay?
The standard limit for UPI AutoPay is ₹1 lakh per transaction. However, for specific high-value categories like insurance premiums, mutual fund investments, and credit card bill payments, the limit has been enhanced up to ₹5 lakh to ₹10 lakh depending on the merchant's verification status and category.
How long does mandate setup take for customers?
Mandate setup is instant. Once the customer authorizes the initial request using their UPI PIN, the mandate is registered in real-time. Future payments will then be triggered automatically based on the scheduled frequency.
What happens if a debit fails due to insufficient funds?
If a debit fails, the transaction is declined by the bank. PhonePe PG allows merchants to set up custom retry schedules (e.g., retrying after 24 hours or a few days). Customers typically receive a notification about the failure so they can load funds or pay manually to avoid service interruption.
Is UPI AutoPay different from eNACH?
Yes. While both handle recurring payments, they differ in speed and setup: UPI AutoPay: Fully digital, instant setup via UPI PIN, and higher success rates for mobile users. eNACH: Often requires net banking or debit card authentication and can take T+2 to T+7 days for mandate activation.
What is the transaction limit for UPI AutoPay?
The standard limit for UPI AutoPay is ₹1 lakh per transaction. However, for specific high-value categories like insurance premiums, mutual fund investments, and credit card bill payments, the limit has been enhanced up to ₹5 lakh to ₹10 lakh depending on the merchant's verification status and category.
