PhonePe Payment Gateway
SCALE BEYOND BORDERS

Accept Seamless
International Payments

Power your global ambitions. Integrate PhonePe PG to accept international cards via a high-conversion checkout that validates cards instantly and simplifies complex cross-border transaction reporting.

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TRUSTED BY

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GLOBAL PAYMENTS. ZERO DISRUPTIONS.

International
Card Payments

Our intelligent flow checkout identifies, validates, and processes international cards in milliseconds.

Global Card Acceptance

Global Card Acceptance

Full support for International Credit & Debit cards (Non-DCC).

Smart BIN Detection

Smart BIN Detection

Automatically identifies international cards to prevent failed attempts.

Non-DCC Efficiency

Non-DCC Efficiency

Optimised processing for higher success rates and lower friction.

Transparent Checkout

Transparent Checkout

Instant user alerts about potential bank fees to reduce chargebacks.

UNLOCK YOUR BUSINESS POTENTIAL

PhonePe PG for
International Payments

PhonePe PG simplifies cross-border transactions with real-time currency conversion, robust fraud protection, and a seamless checkout experience that builds trust with your global customers.

Maximise Conversion Rates

Maximise Conversion Rates

Reduce "cart abandonment" caused by unsupported cards or complex international redirects.

Automated Compliance

Automated Compliance

We handle the regulatory heavy lifting and card network norms so you don’t have to.

Actionable Insights

Actionable Insights

Instant access to content with frictionless payments.

Simplified Reconciliation

Simplified Reconciliation

Detailed reporting makes cross-border accounting as simple as your local books.

Trusted by
India's Largest Online Brands

Trusted by India's
Largest Online Brands

Jar Poster

"We worked with the PhonePe PG team to identify and solve every key challenge, and as a result, we observed a significant jump in our success rates. Some things make your life simpler and PhonePe PG is one of them.”

Nischay AG

CEO

Jar Logo

1.5 crore+

Users save on Jar

Why International Payments?

  • UPI-leadership
  • Responsive Support
Flower Aura Poster

"In E-commerce, the right Payment Gateway partnership is crucial. PhonePe PG streamlined our Payments, & reduced cart abandonment. PhonePe PG exceeded our expectations with a top-notch product & impeccable support.”

Suman Patra

Co-founder

Flower Aura Logo

600+

Cities in India & various international locations

Why International Payments?

  • Steady Success Rate
  • Seamless Onboarding
redBus Poster

"redBus is committed to redefining travel through technology. Collaborating with PhonePe PG allows us to leverage their robust Payment infrastructure, ensuring reliability and innovation for millions of our customers.”

Rithish Saralaya

SVP Engineering

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Delivering

Reliability

Why International Payments?

  • Secure Infrastructure
  • Innovative Offerings
emt Poster

"Our partnership with PhonePe Payment Gateway has been seamless and highly efficient. Their robust tech, smooth integration, & reliable support played a key role in enhancing our customer experience. We truly value this collaboration.”

Vikash Goyal

CSO

emt Logo

Enhanced

Customer Experience

Why International Payments?

  • Seamless Integration
  • Reliable Support
giva Poster

"As GIVA expands, a trusted Payment partner at every touchpoint is vital. PhonePe PG offers us reliability across our national stores and on our app. Their support scales with our growth, and that consistency makes all the difference for us.”

Ishendra Agarwal

Founder

giva Logo

Prepared for

Scalable Growth

Why International Payments?

  • Trusted Partnership
  • User-friendly Dashboards
Pebel Poster

"Our partnership with PhonePe PG has been a pivotal factor in our success story. With PhonePe PG's user-friendly interface and seamless Payment processing, we can continue delivering exceptional service to our valued customers.”

Ritu Shah & Minita Parekh

Co-founders

Pebel Logo

655%

Business growth with PhonePe PG

Why International Payments?

  • Significant increase in the value and number of transactions
  • Up and running in 3 days with seamless onboarding
Nua Poster

"Partnering with PhonePe Payment Gateway enabled us to expand our D2C business and transform period care across India. Its seamless integration and dependable partner support means our online customers' experience lives up to our brand's Zero Irritation promise.”

Ravi Ramachandran

Co-Founder & CEO

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Keeping the

Brand Promise

Why International Payments?

  • Smooth Integration
  • Reliable Supports

Comprehensive Solutions

Comprehensive
Solutions

To keep your Business Ahead of the Rest

AutoPay
AutoPay

Automate flexible subscriptions for steady cash flow.

Boost Checkout Conversions
Boost Checkout Conversions

Faster, error-free checkouts using tokenized cards boost revenue.

International Payments
International Payments

Accept International Payments, simplify growth.

Payment Links
Payment Links

Send Payment links (WhatsApp/SMS/Email), get paid instantly

Dynamic QR
Dynamic QR

Dynamic QR codes enable UPI, reducing errors and boosting success.

Pay on Delivery
Pay on Delivery

Digital doorstep Payments replace COD, cutting cash handling costs.

Manage Payments with
A Powerful Centralised Dashboard

Powerful Centralised
Dashboard

Track, Monitor & Manage all your payments from one unified interface

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Simple & Transparent
Pricing

LIMITED PERIOD OFFER
Super Savings Offer

1.95%
FREE*
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*T&C Apply
DEVELOPERS

Integrated Ecosystem
For Developers

PhonePe Payment Gateway provides low-code SDKs and RESTful APIs that work quickly with existing apps and ecosystems. Easily integrate PhonePe Payment Gateway into your tech stack.

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Light SDKs, Flexible APIs

Grow your business with well-documented and lightweight SDKs, simple-to-use and flexible APIs that provide an effortless way to initiate and authorize your Payments, and more. Choose the integration that's right for you, and we'll help you get started in no time!

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Frequently Asked Questions

What is the difference between international payments and domestic payments for Indian merchants?

The primary difference lies in the currency, regulations, and cost.

Domestic Payments: Use Indian cards/methods (UPI, RuPay), settle in INR, and follow standard RBI guidelines for domestic processing.

International Payments: Involve cards issued outside India (e.g., a US-issued Visa card). They are typically denominated in foreign currency but settled in INR. These carry higher transaction fees, longer settlement cycles (often T+2 or T+3), and stricter KYC/compliance requirements due to cross-border regulations.

Does PhonePe PG support Non-DCC (Dynamic Currency Conversion) international payments?

Yes. PhonePe PG supports transactions where the customer is charged in the merchant's currency (INR), and the customer's bank handles the conversion. This is often referred to as Non-DCC. While DCC (showing the customer the exact price in their home currency at checkout) is a feature some gateways offer, PhonePe PG typically processes international cards by charging the equivalent INR value, allowing the issuing bank to apply the exchange rate.

Do I need a separate RBI licence or FEMA registration to accept international payments through PhonePe?

No, as a merchant, you do not need a separate license. PhonePe PG operates under a PA (Payment Aggregator) framework authorized by the RBI. However, you must ensure your business complies with FEMA (Foreign Exchange Management Act) guidelines, which PhonePe PG facilitates by collecting specific purpose codes for your transactions during onboarding.

Which international card networks does PhonePe Payment Gateway support?

PhonePe PG supports Mastercard global card network.

What is the difference between international payments and domestic payments for Indian merchants?

The primary difference lies in the currency, regulations, and cost.

Domestic Payments: Use Indian cards/methods (UPI, RuPay), settle in INR, and follow standard RBI guidelines for domestic processing.

International Payments: Involve cards issued outside India (e.g., a US-issued Visa card). They are typically denominated in foreign currency but settled in INR. These carry higher transaction fees, longer settlement cycles (often T+2 or T+3), and stricter KYC/compliance requirements due to cross-border regulations.

Sign up for PhonePe Payment Gateway Now
  • check iconEasy onboarding
  • check iconDeveloper friendly APIs
  • check icon24/7 support
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