PhonePe Payment Gateway
LIGHTNING-FAST CHECKOUTS

Payment Gateway for
Quick Commerce

Match your rapid delivery speed with sub-second checkout experiences engineered for maximum success rates.

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TRUSTED BY

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  • Man Matters Logo
  • Giva Logo
  • Confirmkt Logo
  • Pharm Easy Logo
  • Cashe Logo
  • Zoom In Logo
  • Irctc Logo
  • Redbus Logo
  • Ixigo Logo
  • Emt Logo
  • Goibibo Logo
  • Mmt Logo
  • Meesho Logo
  • Man Matters Logo
  • Giva Logo
  • Confirmkt Logo
  • Pharm Easy Logo
  • Cashe Logo
  • Zoom In Logo
  • Irctc Logo
  • Redbus Logo
  • Ixigo Logo
  • Emt Logo
  • Goibibo Logo
  • Mmt Logo
  • Meesho Logo
SPEED UP EVERY ORDER

Rapid Checkout for
Instant Deliveries

Reduce order placement time to seconds so your fulfilment team can start packing immediately.

1-Click UPI Payments

1-Click UPI Payments

Enable ultra-fast checkouts with pre-saved UPI handles and seamless deep-linking.

Saved Cards & Fast Auth

Saved Cards & Fast Auth

Store card credentials securely for lightning-fast repeat purchases with biometric auth.

Instant Refund to Source

Instant Refund to Source

Issue instant refunds for out-of-stock items straight back to the original payment source.

Zero Checkout Lag

Zero Checkout Lag

High-performance APIs engineered to load instantly even during flash sales and rush hours.

REMOVE FRICTIONS IN PAYMENTS

Enterprise Q-Commerce
Reliability

Power high-frequency daily orders with a payment backbone trusted by millions across India.

Industry-Leading Success Rates

Industry-Leading Success Rates

Eliminate order drops at the payment step with direct bank integrations.

Dynamic Routing Engine

Dynamic Routing Engine

Automatically route transactions through the fastest bank channels to prevent delays.

COD to Digital Conversion

COD to Digital Conversion

Send instant SMS and WhatsApp payment links upon delivery to convert cash orders to digital.

Real-Time Order Sync

Real-Time Order Sync

Sync payment approvals instantly with warehouse and delivery driver apps.

Trusted by
India's Largest Online Brands

Trusted by India's
Largest Online Brands

Flower Aura Poster

"In E-commerce, the right Payment Gateway partnership is crucial. PhonePe PG streamlined our Payments, & reduced cart abandonment. PhonePe PG exceeded our expectations with a top-notch product & impeccable support.”

Suman Patra

Co-founder

Flower Aura Logo

600+

Cities in India & various international locations

Why PhonePe PG?

  • Steady Success Rate
  • Seamless Onboarding
redBus Poster

"redBus is committed to redefining travel through technology. Collaborating with PhonePe PG allows us to leverage their robust Payment infrastructure, ensuring reliability and innovation for millions of our customers.”

Rithish Saralaya

SVP Engineering

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Delivering

Reliability

Why PhonePe PG?

  • Secure Infrastructure
  • Innovative Offerings
emt Poster

"Our partnership with PhonePe Payment Gateway has been seamless and highly efficient. Their robust tech, smooth integration, & reliable support played a key role in enhancing our customer experience. We truly value this collaboration.”

Vikash Goyal

CSO

emt Logo

Enhanced

Customer Experience

Why PhonePe PG?

  • Seamless Integration
  • Reliable Support
giva Poster

"As GIVA expands, a trusted Payment partner at every touchpoint is vital. PhonePe PG offers us reliability across our national stores and on our app. Their support scales with our growth, and that consistency makes all the difference for us.”

Ishendra Agarwal

Founder

giva Logo

Prepared for

Scalable Growth

Why PhonePe PG?

  • Trusted Partnership
  • User-friendly Dashboards
Pebel Poster

"Our partnership with PhonePe PG has been a pivotal factor in our success story. With PhonePe PG's user-friendly interface and seamless Payment processing, we can continue delivering exceptional service to our valued customers.”

Ritu Shah & Minita Parekh

Co-founders

Pebel Logo

655%

Business growth with PhonePe PG

Why PhonePe PG?

  • Significant increase in the value and number of transactions
  • Up and running in 3 days with seamless onboarding
Nua Poster

"Partnering with PhonePe Payment Gateway enabled us to expand our D2C business and transform period care across India. Its seamless integration and dependable partner support means our online customers' experience lives up to our brand's Zero Irritation promise.”

Ravi Ramachandran

Co-Founder & CEO

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Keeping the

Brand Promise

Why PhonePe PG?

  • Smooth Integration
  • Reliable Supports

Comprehensive Solutions

Comprehensive
Solutions

To keep your Business Ahead of the Rest

Manage Payments with
A Powerful Centralised Dashboard

Powerful Centralised
Dashboard

Track, Monitor & Manage all your payments from one unified interface

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Simple & Transparent
Payment Gateway Pricing

LIMITED PERIOD OFFER
Super Savings Offer

1.99%
FREE*
Check IconZero Hidden charges
Check IconZero Setup fee
Check IconZero Annual maintenance fee
*T&C Apply
DEVELOPERS

Quick Commerce
For Developers

PhonePe Payment Gateway provides low-code SDKs and RESTful APIs that work quickly with existing apps and ecosystems. Easily integrate PhonePe Payment Gateway into your tech stack.

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Light SDKs, Flexible APIs

Grow your business with well-documented and lightweight SDKs, simple-to-use and flexible APIs that provide an effortless way to initiate and authorize your Payments, and more. Choose the integration that's right for you, and we'll help you get started in no time!

PhonePe Flexible SDK and API
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Quick Commerce FAQs

How does PhonePe Payment Gateway minimize checkout latency to support lightning-fast ordering?

PhonePe PG is optimized for sub-second checkouts via native mobile SDKs (Android, iOS, Flutter, React Native) and native UPI Intent flows. Instead of redirecting users to third-party screens, PhonePe opens UPI apps directly on the user’s device or offers seamless 1-click checkout through saved cards, card tokenization, and digital wallets. This frictionless flow cuts checkout time down to a few seconds, reducing cart abandonment during impulse and urgent purchases.


Can PhonePe handle sudden traffic spikes during peak delivery hours, flash sales, and bad-weather surges?

Yes. Built on enterprise-grade, distributed infrastructure, PhonePe PG is engineered to process thousands of transactions per second (TPS) without performance degradation. Intelligent dynamic routing automatically diverts traffic across optimal banking pipelines and gateways, maintaining industry-leading transaction success rates even during evening grocery rushes, major sporting events, and festive flash sales.

How does the gateway handle partial refunds for out-of-stock items or cancelled grocery lines?

PhonePe features an automated Instant Refund Engine driven by real-time APIs. When a dark store marks an item out of stock, accepts a partial order cancellation, or processes an on-spot return, your backend can automatically trigger a partial or full refund. Funds are credited instantly back to the customer's original payment source (UPI account, card, or wallet), preserving customer trust without manual customer support intervention.

How can quick commerce brands convert Cash on Delivery (CoD) into contactless Pay-on-Delivery (PoD)?

You can generate dynamic UPI QR codes and instant payment links directly inside your delivery partners' rider apps via PhonePe’s APIs. When delivering an order, the rider displays the dynamic QR on their smartphone or triggers an instant payment link via SMS or WhatsApp. The rider receives real-time audio/visual payment confirmation on the spot, eliminating cash handling risks, change shortages, and reconciliation friction.


How does PhonePe Payment Gateway minimize checkout latency to support lightning-fast ordering?

PhonePe PG is optimized for sub-second checkouts via native mobile SDKs (Android, iOS, Flutter, React Native) and native UPI Intent flows. Instead of redirecting users to third-party screens, PhonePe opens UPI apps directly on the user’s device or offers seamless 1-click checkout through saved cards, card tokenization, and digital wallets. This frictionless flow cuts checkout time down to a few seconds, reducing cart abandonment during impulse and urgent purchases.


Sign up for PhonePe Payment Gateway Now
  • check iconEasy onboarding
  • check iconDeveloper friendly APIs
  • check icon24/7 support
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