TRUSTED BY
What is
PhonePe PG Bolt?
Bolt is our lightning-fast checkout solution that leverages Device Tokenization (DT) to revolutionize in-app payments. Instead of forcing users to save cards on every individual site, Bolt unlocks cards already secured on the PhonePe app.
Merchant-First Benefits
with PhonePe PG BOLT
BOLT eliminates cumbersome third-party redirects and slashes cart abandonment to maximize your revenue.
Stop Dropped Sales
Customers enjoy faster checkouts. A simple one-click approval turns casual browsing into instant sales.
Ready-to-Use Cards
Get instant access to millions of pre-saved cards from day one.
Zero Card Theft Risk
Bolt ensures actual card details never touch your servers, securely locking the digital card to the customer’s phone instead.
No CVV Needed
Remove the biggest hassle in payments by letting regular customers pay without re-typing their 3-digit CVV.
Revenue Optimization
and Security
Move from complex redirects to a native, high-velocity checkout experience.
Trusted by
India's Largest Online Brands
Trusted by India's
Largest Online Brands
Comprehensive Solutions
Comprehensive
Solutions
To keep your Business Ahead of the Rest

Automate flexible subscriptions for steady cash flow.

Faster, error-free checkouts using tokenized cards boost revenue.

Accept International Payments, simplify growth.

Send Payment links (WhatsApp/SMS/Email), get paid instantly

Dynamic QR codes enable UPI, reducing errors and boosting success.

Digital doorstep Payments replace COD, cutting cash handling costs.
Device Tokenization FAQs
What is Device Tokenization in simple terms?
It is the process of replacing your actual 16-digit card number with a unique digital identifier called a "Token." This token is cryptographically "locked" to your specific device (like your phone) and the PhonePe ecosystem. It ensures your real card details are never shared with or stored by the merchant.
How is Device Tokenization different from Card-on-File Tokenization (CoFT)?
While both replace card numbers with tokens, CoFT is specific to a single merchant (e.g., your card saved on one specific app). Device Tokenization (via PhonePe PG Bolt) is hardware-bound; it allows you to save your card once on the PhonePe app and use it across any merchant that supports Bolt, offering a "Save Once, Use Everywhere" experience with higher security.
Is card tokenization mandatory for my business in India?
According to RBI guidelines, merchants, payment aggregators, and gateways can no longer store raw card data (PAN, Expiry, etc.). While tokenization itself isn't "mandatory" for every single transaction, if you want to offer a "Saved Card" experience for returning customers, tokenization is the only legal and compliant way to do so.
Does Device Tokenization require any changes to my checkout flow?
If you use the PhonePe PG Magento Plugin, the Bolt (DT) flow is integrated out-of-the-box. For custom checkouts, it requires a simple SDK integration. Once active, the only change for the customer is a one-time consent to tokenize their card, followed by a much faster, one-click experience for all future payments.
What is Device Tokenization in simple terms?
It is the process of replacing your actual 16-digit card number with a unique digital identifier called a "Token." This token is cryptographically "locked" to your specific device (like your phone) and the PhonePe ecosystem. It ensures your real card details are never shared with or stored by the merchant.







































