Q: Are there any setup fees or hidden charges with PhonePe Payment Gateway?

PhonePe's payment gateway pricing has zero setup fees and zero hidden charges. You only pay a transparent, per-transaction rate for successful payments. Full payment gateway fees by method are listed above.

Question 1

What payment modes are supported by PhonePe Payment Gateway?

Accepted Answer

PhonePe PG supports a wide range of payment modes including UPI, credit/debit cards, and net banking among others, facilitating seamless transactions for a diverse customer base.

Question 2

Are there any setup fees or hidden charges with PhonePe Payment Gateway?

Accepted Answer

PhonePe&#x27;s payment gateway pricing has zero setup fees and zero hidden charges. You only pay a transparent, per-transaction rate for successful payments. Full payment gateway fees by method are listed above.

Question 3

How secure is the PhonePe Payment Gateway?

Accepted Answer

Security is a top priority for PhonePe, which complies with PCI DSS standards to ensure that all transactions are processed securely.

Question 4

Can I integrate PhonePe Payment Gateway on multiple platforms?

Accepted Answer

Yes, PhonePe offers versatile integration options compatible with various e-commerce platforms like Shopify, WooCommerce, ensuring easy setup regardless of your platform.

Question 5

How can I access transaction reports?

Accepted Answer

PhonePe PG provides a robust dashboard where you can access detailed reports and real-time analytics to monitor your transactions effectively.

Question 6

What is PhonePe payment gateway pricing in India?

Accepted Answer

PhonePe payment gateway pricing in India starts at a promotional Free rate for the standard plan, with zero setup fee and zero annual maintenance charge. Enterprise businesses get custom, negotiated payment gateway fees based on transaction volume.

Question 7

Are PhonePe payment gateway fees the same for UPI, cards, and net banking?

Accepted Answer

No. Payment gateway fees can vary slightly by payment method. In above we have added current rate for each method.

Question 8

Does PhonePe charge GST on top of its payment gateway pricing?

Accepted Answer

Yes. GST at 18% applies on top of PhonePe pricing, in line with standard practice across Indian payment gateways. GST is charged only on the platform fee, never on your customer&#x27;s transaction amount.

Question 9

Is payment gateway pricing in India the same across all providers?

Accepted Answer

No, payment gateway pricing in India varies by provider, payment method, and transaction volume. Most providers charge between 1.5% and 2% plus GST for standard domestic transactions, with rates often reducing for high-volume merchants. PhonePe&#x27;s payment gateway fees are structured to stay competitive for both SMEs and large enterprises.

Question 10

What is the difference between a platform fee and a transaction fee in payment gateway pricing?

Accepted Answer

In payment gateway pricing, the platform fee covers services like checkout hosting, dashboard access, and reporting, while the transaction fee is the cost tied to the specific payment instrument used (UPI, card, net banking). PhonePe bundles both into one transparent rate, so there are no separate line items to track.

Question 11

Does PhonePe offer custom payment gateway pricing for high-volume businesses?

Accepted Answer

Yes. Businesses with high transaction volumes can get custom payment gateway pricing through PhonePe&#x27;s Enterprise Plan, which includes negotiated rates, priority onboarding, and a dedicated account manager.

Question 12

How do PhonePe payment gateway fees compare for SMEs vs enterprises?

Accepted Answer

PhonePe&#x27;s payment gateway fees for SMEs are covered under the Standard Plan, with a flat promotional rate, zero setup fee, and zero AMC. Enterprises with higher transaction volumes move to custom payment gateway pricing, with negotiated rates based on monthly volume and payment mix.

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